Inchcape Finance - Hire Purchase

Inchcape’s vast experience in financial services over many decades means we can arrange very competitive finance packages to help you buy the car you want in the way that suits you best.

Option 1 Hire purchase

Hire Purchase is still the most popular way of spreading the cost of your car. Just decide how much you want to borrow (you don’t even need to pay a deposit) and repay with fixed monthly payments over any period up to 60 months. At the end of the contract the car is yours!


Fixed repayments

At the beginning of the agreement, both the amount you pay every month, and the repayment period, is fixed and will not change… great for budgeting!

Fixed interest

Even if interest rates go up, the interest rate on your finance repayments will not be affected

Flexible payments terms

Choose any period from 12 months to 60 months to suit your budget. You work out what you want to pay each month and we’ll work out how many months to repay it over to get you into your ideal car.

Peace of Mind

You have the option to protect your payments in the event of you not being able to work through sickness, accident or unemployment, or the full balance paid off in the event of death. You also have the option to take a ‘Gap’ policy which, in the event of your car being written off, will protect any shortfall between your insurance payout and the original invoice price.

Finance example

The following example is based on a 3dr hatch and is for illustration purposes only. Please note that rates may vary; for an up to date quotation please contact us.

Cash price on the road*



Period of agreement (months)

First monthly payment**

58 monthly payments

Final monthly payment***

Total amount payable


*Includes VAT, delivery charge, number plates, one year’s road fund licence and first registration fee.
**Includes £140 acceptance fee.
***Includes £95 credit facility fee.

For further information simply ask for a quotation when you enquire about your vehicle. We are a licensed credit broker and written quotations are available on request. Note that all finance is subject to status and indemnities may be required.

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Inchcape Retail Limited is an appointed representative of Inchcape Retail Limited which is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only.

Inchcape Retail Limited, Registered in England and Wales No. 194561.
The Cooper Group Limited, Registered in England and Wales No. 821770.
Gerard Mann Limited, Registered in England and Wales No. 660644.
Chapelgate Motors Limited, Registered in England and Wales No. 2841981.

Registered Office:
Inchcape House,
Langford Lane,